A 5% deposit and no Lenders Mortgage Insurance looks appealing, but risks ending badly for those who don’t have sound savings habits. This policy may ease pressure for some buyers, but it fails to address the real issue, which is a shortage of supply, not demand.
As for that spare bedroom tax floated last week, don’t get me started!
Let’s examine where the market stands and how sentiment is tracking.
Prestige & Family Homes. Momentum is building. Quality, well-priced homes remain scarce, and buyers will act only when they see value. Price is still paramount in attracting the right buyers.
$2M–$5M: Volume of quality stock is low. We see great value here with this 5-bedroom home in Armadale, south-facing but very well-priced at $3.6–$3.9M. Carla & David from Jellis Craig 54 Union Street, Armadale, Vic 3143
$5M–$10M: Buyers are active, but a number of overpriced homes and apartments remain unsold. It seems to me that plenty of vendors are holding out in the hope that the market will bounce. Worth considering is this Middle Park family home, featuring five bedrooms, northern light, pool, and beachside position. Simon & Max Jellis Craig 260 Danks Street, Middle Park, Vic 3206
$10M–$20M: Slow and price sensitive, some demand increasing from Boroondarra families moving into Toorak, Armadale. Worth considering, this home on Hopetoun Road, renovated by the McKimm Group. Listed by Nathan & Michael, Forbes 57 Hopetoun Road, Toorak, Vic 3142
$20M+: The market moves more slowly here, and the best agents understand this. Negotiations exceeding 20M can take several months to close. Mostly off-market, discreet, private, rarely ever on social media. Worth considering this period, home by Powell & Glenn. Off-street parking comes at a premium in this precinct. Marne Street offers a 12-car basement and a rooftop pool. This suits a family or a car collector who loves the Domain precinct, walking the Botanical gardens, and visiting the MCG. Listed by Marcus, Marshall White. 28 Marne Street, South Yarra, Vic 3141
Investor Sentiment. I called this 9 months ago. Interstate investors are back due to lower interest rates, higher borrowing capacity, and a perception of short-term capital growth.
The majority of investors sit in the $600–900K range, while wealthier seasoned investors are well above the noise. We secured this off-market home in one of Seaford’s best streets on 664 m², only 8 years young, north-facing rear for only $1,250,000. Terrific value based on the summation method, land value (800-850K) and rebuild costs (600K) 15 Harold Street, Seaford, Vic 3198
Selling. Below is our latest conjunctional listing with Bailey & Adrian from Marshall White. Positioned on over 2,692 m2 of land. What we really like about this home is its internal size, specifically the self-contained two-bedroom unit, which also offers the bonus of rear access for storing your boat, caravan, or trailer securely. 1.750M 1.925M 15 Blake Court, Mount Eliza, Vic 3930
New listings we are launching and selling off-market through our selling advisory service, in partnership with sales agents across South Yarra, Toorak, Hawthorn, Kew, Sandringham, Richmond, Beaumaris, Mordialloc, Mount Eliza, Oakleigh South, and Seaford. Serious about a move this Spring or in 2026? The most successful outcomes begin with preparation well in advance.
I’m Andrew Date from Industry Insider Property.
Our clients consistently say we’re the best decision they made in their property journey. Read our reviews on LinkedIn and Google to see why.
Industry Insider Property
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